The second part of the Government's Help to Buy scheme (Mortgage Guarantee) can help you to buy a home with as little as a deposit of 5% of the purchase price. It’s open to both first-time buyers and home movers…
View our mortgage calculator today and you will find the three lenders vying for First Time Buyers custom (who are not looking the use the Government’ Help to Buy Scheme) offering a 2 year fixed deal. They are Accord Mortgages…
What is family income benefit (FIB)? Family income benefit (FIB) is a type of life insurance. Policies run for a set period of time known as the term. If you die within this period, the policy pays out a regular…
Saffron for Intermediaries has unveiled its limited edition first-time buyer product. The first-time buyer 5-year fixed deal is in addition to their existing 3-year fixed rate deal. With rates remaining at their lowest level in living memory, increasing numbers of…
A lot of people have ‘Life Insurance’ to protect their mortgage or their family, but not a lot of people know whether they have Terminal Illness Insurance or Critical Illness Insurance or both as part of that cover. Sadly, a…
Leeds Building Society is launching the market’s lowest-ever 10-year fixed rate of 2.75 per cent from Thursday 10th March. Would this deal suit First Time Buyers? No, this rate is for loans with a Loan to Value up to 65…
What is the Rent to Buy scheme? The Governments’ Rent to HomeBuy scheme lets you move into your intended new-build property and pay a reduced rent that is, at most, 80 per cent of the market value. This enables those…
Legal and General is set to invest more than half a billion pounds into the development of housebuilding factories located at various sites across the UK. But how easy will it be to obtain a mortgage on these and similar…
Completions on new-build homes during 2015 reach record figure since the crisis in 2008, official government figures show. However, difficulties in securing planning applications is causing growth in new build homes to move extremely slowly. More than 143,500 new build…
From April 2016 it is proposed (as this is still in consultation with the Treasury and will not be confirmed until the Chancellors Annual Budget Statement in the House of Commons on the 16th March 2016) that a 3% surcharge…
